The Family Long-Term Care Insurance Decision
By Curtis L. Turner III, CLU, ChFC
Long
Term Care is not just about going into a nursing home. Instead,
think in terms of who is going to be your “caregiver” should you need
care due to an accident, illness, or just due to the natural result of
aging.
In
most instances your initial caregiver will be your spouse. Then
it will probably be someone you ask to come into your home to aid in
the care of your loved one. This may be another family member or a
licensed caregiver. The real intent will be to allow your family
member needing care to stay in your home as long as possible.
Cash
benefit plans available through some Long Term Care contracts allow you
to receive care from a nurse or from your niece. You decide how,
what, and from whom your care will be delivered when you need it.
Read More
For more information, contact Curtis Turner at 770-998-1477.
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Should You Refinance Now?
By Deanna Lynn Sletten
 With
interest rates dropping to an all-time low, many homeowners are looking
to refinance their home mortgage. Considering the average fixed-rate,
30-year mortgage has been hovering below 5.0%, and a fixed-rate,
15-year mortgage has been in the mid 4.0% range, it is easy to see why
refinancing your mortgage is desirable. However, there are a few things
to consider before you jump on the... Read More |
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Unique Features Attract Buyers
By J. A. Young
 Whether
you play up an existing interior feature or install something new
simply for effect, chances are that buyers will both notice and
remember unique extras about your home. The idea is to demonstrate how
your home boasts special features that other homes may not. Sometimes
even minor interior details, such as a window seat or kitchen
wainscoting, can make a home more memorable and attractive... Read More |
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Klutz-Proof Interior Painting
By E. E. Kane
 Painting
the walls and trim of your home is one of the easiest home improvement
projects, but without preparation it can turn into a complete mess. If
you have a shaky past with a paintbrush and roller, use these tips to
make your paint job look more professional.
Use the Right Supplies
Take it from a dyed-in-the-wool klutz: shortcuts lead to messes. Choose the right paint for the job... Read More
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Use Baking Soda for
"Green" Cleaning
Courtesy of ARAcontent
 The
warmer weather has us flinging the drapes open, pushing up the windows
and taking a deep breath of fresh air into our lungs. It's time to
shake off winter's dust and give our homes a shiny makeover.
Before hitting the stores for supplies, take stock of what you've got
at home. Some common household products, like Arm & Hammer baking
soda, have more uses than you might think and can make cleaning your
home simple and cost-effective.
"There are endless ways to use baking soda both in and outside the home," says lifestyle expert Jill Cordes... Read More |
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Blend Annuals with Perennials
By Keesa Renee DuPre
 In
the garden, balance is essential. The height, color, growth habits,
sunlight and water requirements of different plants must work together
to create a harmonious whole. One way of achieving this balance is by
blending annuals and perennials in the same garden.
Annuals are short-lived plants that tend to grow to maturity
quickly—usually in a few weeks. They are planted in the spring, grow in
the summer, and die back at first frost in the fall. Self-seeding
annuals may create new plants from seed next spring, but once the plant
dies... Read More |
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