Help Your Home Stay Healthy
If you have foreclosed homes
in your area, then you probably have seen the damage that occurs when
home maintenance is neglected for even a short time. Damon Grimaldi,
owner of Handyworx home repair service, advises homeowners to set aside
1% to 3% of the home's value each year for maintenance.
"It's like a savings account for your house," Grimaldi says. "You may
not need it this year or next, but sooner or later you'll have a big
maintenance expense. It's nice to know you have the money set aside to
fix it. And to be on the safe side, every six months you should perform
a thorough inspection of your home and yard to catch problems early,
before they get expensive."
Grimaldi recommends you pay special attention to gutters, downspouts, and other sources of water damage and rot.
Damon Grimaldi is owner and "chief fixer" at Handyworx home repair services. Damon can be reached at 404-210-4991 or at www.handyworxinc.com. |
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Are You an Ideal Mortgage Applicant?
By Susan Keenan
 Most
lenders check on three main criteria when evaluating a mortgage
application. The amount of loan you qualify for and the interest rate
quoted will be based on an assessment of your credit score, available
cash for a down payment and your ability to make monthly payments.
These factors help a lender to decide on their perceived risk in giving
you a loan.
What is your credit score?... Read More |
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Design Techniques to Create a
Spacious Home
By Mary White
 A
home that is crowded, cluttered or cramped is unappealing to its
occupants and to prospective homebuyers—no one likes feeling confined.
Take steps to make your home more appealing by using decorating
techniques that can make any home feel spacious and inviting.
Sufficient Lighting -
Rooms that are dark tend to look smaller than rooms that are well lit.
So make sure that each room in your home has plenty... Read More |
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Can't Live Within Your Means?
Rethink Your Budget
By E. E. Kane
 If
you have been living beyond your means, it's time to buckle down and
stop breaking your budget. Here are some tips that will help you get
serious about your financial health.
Review your budget.
Were you realistic about the fluctuation of gas prices and groceries?
Did you allow for one-time expenses that you didn't anticipate? Find
out why you are routinely breaking your budget, and adjust it
accordingly.... Read More
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The Benefits of a Great
Real Estate Agent
By Angela Baca
 Real
estate agents do more than just help you search for a home; they
provide indispensable advice during the entire home-buying process.
Here are three ways that your agent will protect your interests in the
steps toward buying a home.
1. Finding Your Ideal Home
- If you've already searched for a home for several months, you
probably have a few prime properties in mind. Your agent will help you
sift through your choices to ensure that the property you think you
want is really going to serve you well long-term.
As an added bonus, an experienced agent has a knack for sniffing out
things like dishonest sellers, lemon houses, and bad deals. Buying a
home... Read More |
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Use Less Stuff to be "Green"
Courtesy of ARAcontent
 If
the desire to "go green" leaves you feeling a bit overwhelmed, keep it
simple with a "less is more" attitude, advises Bob Lilienfeld,
sustainability expert and author of "Use Less Stuff." You'll be amazed
at how simple lifestyle changes can affect your impact on the
environment and your budget.
Recycling has long been touted as the centerpiece of environmentally
conscious behavior, Lilienfeld notes. But the truth is that recycling
by itself can't solve the environmental issues we're now facing. "The
real key to saving the planet is to shop smarter so that we manage our
consumption and stop... Read More |
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